Trump is expected to sign an order that would broaden access to retirement savings for workers whose employers don’t offer 401(k)-type plans.

At the state level, AARP has supported “work and save” programs, such as state-facilitated automatic IRAs, that fill the gap left by employers who don’t offer a retirement vehicle. Nearly 1.2 million employees nationwide had enrolled in these “work and save” programs as of January 2026, with legislation, supported by AARP, enacted in 21 states .​

Microsoft says its voluntary retirement program will result in a $900 million charge in the current quarter. The company, which is spending record sums on AI infrastructure, said headcount dropped year over year and will decline again in fiscal 2027.

While many personal finance apps make it easy to manage your money, a few excel at retirement planning. Retirement planning apps can help users project their future income and expenses under different scenarios.